Auto Insurance Fraud Florida
Do you feel it is wrong for a car insurance company to punish good customers who do not participate in fraud?
My cousin auto insurance was too high. There has never approached in the 15 years I have been with the company because I am in age range in which years should be lowered dramatically after year. I have 35 years of age. So I called the company to ask them why my premium went up if: 1) I've never been in an accident and not even presented claim 2) did not change my policy. His response: "That's right. Its price is lower. But there has been a lot of fraud in the state of Florida. So their price rose as a result. "And then I said to myself" WTF? "He felt he was trapped in a bizarre world upside down logic. Why not an insurance company they just eat the costs of fraud, so that has nothing to punish good customers?
So you have been insured for more than 15 years and have never had a rate increase. Now because your premium has increased, complain and I think we should go down dramatically year after year. Let me ask you this – is the income going down, grocery bill has been declining, gasoline has been lower costs. Tell me what day to day the issue has remained exactly the same in terms of cost for the past 15 years, or has actually declined. Insurance companies are not charities. As you will be working every day and expect to pay, insurance companies are in business to make money. They can continue to eat the cost of fraud and increases in the cost of business and stay in business – which has a significant amount of overhead costs, plus costs of complaints. If you want to keep your auto insurance costs low, make sure that credit continues to be exemplary – good credit will lower insurance rates, make sure your deductibles are high, tenants or owners have with the same insurance company so that you can get a discount for multiple policies and make sure you keep your driving record clean and avoid claims. You are free to buy their rates at any time – but what you are describing sounds like you have a very good company as they do not try to keep their rates steady. Some companies offer a good price to sign with them, but you will find that will increase its rate next year or put you on this roller coaster in terms rate – up to one year, next year down, the next two years and up, next to the – at the end cause dizziness. I prefer stability – it is easier in your budget and you know that the company will be there when you need them because they manage their business better. Good luck
